-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, G03wv1PZlbrDViC5Njn/EQzrFF8s78S1RhurMhBGgi3iwPfUlnA2Z/Hgw4JZ7EKt ks6Bce4SEyAHJe1vu/o6aw== 0001065407-06-000618.txt : 20061208 0001065407-06-000618.hdr.sgml : 20061208 20061208103139 ACCESSION NUMBER: 0001065407-06-000618 CONFORMED SUBMISSION TYPE: SC 13D PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20061208 DATE AS OF CHANGE: 20061208 GROUP MEMBERS: CARY G. VARBLOW GROUP MEMBERS: CONRAD R. VARBLOW GROUP MEMBERS: HEIDI H. VARBLOW GROUP MEMBERS: ROGER L. VARBLOW GROUP MEMBERS: ROLAND C. VARBLOW SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: Southern National Bancorp of Virginia Inc CENTRAL INDEX KEY: 0001325670 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 201417448 STATE OF INCORPORATION: VA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13D SEC ACT: 1934 Act SEC FILE NUMBER: 005-82159 FILM NUMBER: 061264457 BUSINESS ADDRESS: STREET 1: 1770 TIMBERWOOD BOULEVARD STREET 2: SUITE 100 CITY: CHARLOTTESVILLE STATE: VA ZIP: 22911 BUSINESS PHONE: (434) 973-5242 MAIL ADDRESS: STREET 1: 1770 TIMBERWOOD BOULEVARD STREET 2: SUITE 100 CITY: CHARLOTTESVILLE STATE: VA ZIP: 22911 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: VARBLOW CARL CENTRAL INDEX KEY: 0001381644 FILING VALUES: FORM TYPE: SC 13D BUSINESS ADDRESS: BUSINESS PHONE: (703) 893-7400 MAIL ADDRESS: STREET 1: 1ST SERVICE BANK STREET 2: 6830 OLD DOMINION DRIVE CITY: MCLEAN STATE: VA ZIP: 22101 SC 13D 1 sc13d.txt SCHEDULE 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _______________ SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. ___) SOUTHERN NATIONAL BANCORP OF VIRGINIA, INC. ______________________________________________________________________________ (Name of Issuer) 843395 10 4 ______________________________________________________________________________ (CUSIP Number) Carl R. Varblow Varblow Enterprises, Inc. 5264 Dawes Avenue Alexandria, Virginia 22311 (703) 575-9725 ______________________________________________________________________________ (Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications) December 1, 2006 ______________________________________________________________________________ (Date of Event Which Requires Filing of this Statement) If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of Sections 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box. [ ] Note: Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. See Rule Section 13d-7 for other parties to whom copies are to be sent. The information required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 (the "Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). CUSIP No. 843395 10 4 13D Page 2 of 12 Pages - ------------------------------------------------------------------------------ 1 NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) Carl R. Varblow - ------------------------------------------------------------------------------ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [X] (see instructions) (b) [ ] - ------------------------------------------------------------------------------ 3 SEC USE ONLY - ------------------------------------------------------------------------------ 4 SOURCE OF FUNDS (see instructions) PF - ------------------------------------------------------------------------------ 5 CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED [ ] PURSUANT TO ITEM 2(d) or 2(e) - ------------------------------------------------------------------------------ 6 CITIZENSHIP OR PLACE OF ORGANIZATION United States - ------------------------------------------------------------------------------ 7 SOLE VOTING POWER 343,631 NUMBER OF ----------------------------------------------------------------- SHARES 8 SHARED VOTING POWER BENEFICIALLY OWNED BY 7,609 EACH ----------------------------------------------------------------- REPORTING 9 SOLE DISPOSITIVE POWER PERSON WITH 343,631 ----------------------------------------------------------------- 10 SHARED DISPOSITIVE POWER 7,609 - ------------------------------------------------------------------------------ 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 351,240 - ------------------------------------------------------------------------------ 12 CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES [ ] (see instructions) - ------------------------------------------------------------------------------ 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 11 5.7% - ------------------------------------------------------------------------------ 14 TYPE OF REPORTING PERSON (see instructions) IN - ------------------------------------------------------------------------------ CUSIP No. 843395 10 4 13D Page 3 of 12 Pages - ------------------------------------------------------------------------------ 1 NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) Roland C. Varblow - ------------------------------------------------------------------------------ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [X] (see instructions) (b) [ ] - ------------------------------------------------------------------------------ 3 SEC USE ONLY - ------------------------------------------------------------------------------ 4 SOURCE OF FUNDS (see instructions) PF - ------------------------------------------------------------------------------ 5 CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED [ ] PURSUANT TO ITEM 2(d) or 2(e) - ------------------------------------------------------------------------------ 6 CITIZENSHIP OR PLACE OF ORGANIZATION United States - ------------------------------------------------------------------------------ 7 SOLE VOTING POWER 80,657 NUMBER OF ----------------------------------------------------------------- SHARES 8 SHARED VOTING POWER BENEFICIALLY OWNED BY 0 EACH ----------------------------------------------------------------- REPORTING 9 SOLE DISPOSITIVE POWER PERSON WITH 80,657 ----------------------------------------------------------------- 10 SHARED DISPOSITIVE POWER 0 - ------------------------------------------------------------------------------ 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 80,657 - ------------------------------------------------------------------------------ 12 CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES [ ] CERTAIN SHARES (see instructions) - ------------------------------------------------------------------------------ 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 11 1.3% - ------------------------------------------------------------------------------ 14 TYPE OF REPORTING PERSON (see instructions) IN - ------------------------------------------------------------------------------ CUSIP No. 843395 10 4 13D Page 4 of 12 Pages - ------------------------------------------------------------------------------ 1 NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) Conrad R. Varblow - ------------------------------------------------------------------------------ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [X] (see instructions) (b) [ ] - ------------------------------------------------------------------------------ 3 SEC USE ONLY - ------------------------------------------------------------------------------ 4 SOURCE OF FUNDS (see instructions) PF - ------------------------------------------------------------------------------ 5 CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED [ ] PURSUANT TO ITEM 2(d) or 2(e) - ------------------------------------------------------------------------------ 6 CITIZENSHIP OR PLACE OF ORGANIZATION United States - ------------------------------------------------------------------------------ 7 SOLE VOTING POWER 78,374 NUMBER OF ----------------------------------------------------------------- SHARES 8 SHARED VOTING POWER BENEFICIALLY OWNED BY 0 EACH ----------------------------------------------------------------- REPORTING 9 SOLE DISPOSITIVE POWER PERSON WITH 78,374 ----------------------------------------------------------------- 10 SHARED DISPOSITIVE POWER 0 - ------------------------------------------------------------------------------ 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 78,374 - ------------------------------------------------------------------------------ 12 CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES [ ] CERTAIN SHARES (see instructions) - ------------------------------------------------------------------------------ 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 11 1.3% - ------------------------------------------------------------------------------ 14 TYPE OF REPORTING PERSON (see instructions) IN - ------------------------------------------------------------------------------ CUSIP No. 843395 10 4 13D Page 5 of 12 Pages - ------------------------------------------------------------------------------ 1 NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) Heidi H. Varblow - ------------------------------------------------------------------------------ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [X] (see instructions) (b) [ ] - ------------------------------------------------------------------------------ 3 SEC USE ONLY - ------------------------------------------------------------------------------ 4 SOURCE OF FUNDS (see instructions) PF - ------------------------------------------------------------------------------ 5 CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED [ ] PURSUANT TO ITEM 2(d) or 2(e) - ------------------------------------------------------------------------------ 6 CITIZENSHIP OR PLACE OF ORGANIZATION United States - ------------------------------------------------------------------------------ 7 SOLE VOTING POWER 7,609 NUMBER OF ----------------------------------------------------------------- SHARES 8 SHARED VOTING POWER BENEFICIALLY OWNED BY 343,631 EACH ----------------------------------------------------------------- REPORTING 9 SOLE DISPOSITIVE POWER PERSON WITH 7,609 ----------------------------------------------------------------- 10 SHARED DISPOSITIVE POWER 343,631 - ------------------------------------------------------------------------------ 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 351,240 - ------------------------------------------------------------------------------ 12 CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES [ ] CERTAIN SHARES (see instructions) - ------------------------------------------------------------------------------ 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 11 5.7% - ------------------------------------------------------------------------------ 14 TYPE OF REPORTING PERSON (see instructions) IN - ------------------------------------------------------------------------------ CUSIP No. 843395 10 4 13D Page 6 of 12 Pages - ------------------------------------------------------------------------------ 1 NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) Cary G. Varblow - ------------------------------------------------------------------------------ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [X] (see instructions) (b) [ ] - ------------------------------------------------------------------------------ 3 SEC USE ONLY - ------------------------------------------------------------------------------ 4 SOURCE OF FUNDS (see instructions) PF - ------------------------------------------------------------------------------ 5 CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED [ ] PURSUANT TO ITEM 2(d) or 2(e) - ------------------------------------------------------------------------------ 6 CITIZENSHIP OR PLACE OF ORGANIZATION United States - ------------------------------------------------------------------------------ 7 SOLE VOTING POWER 7,609 NUMBER OF ----------------------------------------------------------------- SHARES 8 SHARED VOTING POWER BENEFICIALLY OWNED BY 0 EACH ----------------------------------------------------------------- REPORTING 9 SOLE DISPOSITIVE POWER PERSON WITH 7,609 ----------------------------------------------------------------- 10 SHARED DISPOSITIVE POWER 0 - ------------------------------------------------------------------------------ 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 7,609 - ------------------------------------------------------------------------------ 12 CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES [ ] CERTAIN SHARES (see instructions) - ------------------------------------------------------------------------------ 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 11 0.1% - ------------------------------------------------------------------------------ 14 TYPE OF REPORTING PERSON (see instructions) IN - ------------------------------------------------------------------------------ CUSIP No. 843395 10 4 13D Page 7 of 12 Pages - ------------------------------------------------------------------------------ 1 NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) Roger L. Varblow - ------------------------------------------------------------------------------ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [X] (see instructions) (b) [ ] - ------------------------------------------------------------------------------ 3 SEC USE ONLY - ------------------------------------------------------------------------------ 4 SOURCE OF FUNDS (see instructions) PF - ------------------------------------------------------------------------------ 5 CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED [ ] PURSUANT TO ITEM 2(d) or 2(e) - ------------------------------------------------------------------------------ 6 CITIZENSHIP OR PLACE OF ORGANIZATION United States - ------------------------------------------------------------------------------ 7 SOLE VOTING POWER 3,804 ---------------------------------------------------------------- NUMBER OF 8 SHARED VOTING POWER SHARES BENEFICIALLY 0 OWNED BY ---------------------------------------------------------------- EACH 9 SOLE DISPOSITIVE POWER REPORTING PERSON WITH 3,804 ---------------------------------------------------------------- 10 SHARED DISPOSITIVE POWER 0 - ------------------------------------------------------------------------------ 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 3,804 - ------------------------------------------------------------------------------ 12 CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES [ ] CERTAIN SHARES (see instructions) - ------------------------------------------------------------------------------ 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 11 0.1% - ------------------------------------------------------------------------------ 14 TYPE OF REPORTING PERSON (see instructions) IN - ------------------------------------------------------------------------------ CUSIP No. 843395 10 4 13D Page 8 of 12 Pages ITEM 1. SECURITY AND ISSUER. This Schedule 13D relates to the shares of common stock, $0.01 par value ("Common Stock"), of Southern National Bancorp of Virginia, Inc., a Virginia corporation (the "Issuer"). The Issuer's principal executive offices are located at 1770 Timberwood Boulevard, Suite 100, Charlottesville, Virginia 22911. ITEM 2. IDENTITY AND BACKGROUND. (a) This Schedule 13D is being filed jointly on behalf of Carl R. Varblow, Roland C. Varblow, Conrad R. Varblow, Heidi H. Varblow, Cary G. Varblow and Roger L. Varblow (collectively the "Reporting Persons"). Roland C. Varblow and Conrad R. Varblow are sons of Carl R. Varblow. Heidi H. Varblow is the wife of Carl R. Varblow. Carl R. Varblow, Cary G. Varblow and Roger L. Varblow are brothers. Exhibit 1 to this Schedule 13D is a written agreement between the Reporting Persons that authorizes the filing of this Schedule 13D on behalf of each of them. (b) The business address of each of the Reporting Persons is c/o Varblow Enterprises, Inc., 5264 Dawes Avenue, Alexandria, Virginia 22311. (b) The principal occupation or employment, and the name, principal business and address of any corporation or other organization in which such employment is conducted for each of the Reporting Persons is as follows: Carl R. Varblow President, Varblow Enterprises, Inc., a private investment company, 5264 Dawes Avenue, Alexandria, Virginia 22311 Roland C. Varblow Owner, Archwood Mortgage LLC, a mortgage company, 4115 Annandale Road, Suite 308, Annandale, Virginia 22003 Conrad R. Varblow High school teacher, Loudoun County, Virginia Heidi H. Varblow retired Cary G. Varblow retired Roger L. Varblow President, Advantage Computing Systems, a computer systems company, 3850 Ranchero Drive, Ann Arbor, Michigan 48105 CUSIP No. 843395 10 4 13D Page 9 of 12 Pages (d-e) None of the Reporting Persons have (i) been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors) or (ii) been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and as a result of such proceeding was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws, or finding violations with respect to such laws during the past five years. (f) Each of the Reporting Persons is a citizen of the United States of America. ITEM 3. SOURCE AND AMOUNT OF FUNDS OR OTHER CONSIDERATION. Each of the Reporting Persons previously owned common stock of 1st Service Bank. On December 1, 2006, 1st Service Bank merged with and into Sonabank, National Association, the wholly-owned banking subsidiary of the Issuer (the "Merger"), pursuant to an Agreement and Plan of Merger, dated as of July 10, 2006, among the Issuer, 1st Service Bank and Sonabank (the "Merger Agreement"). Pursuant to the Merger Agreement, each outstanding share of common stock of 1st Service Bank outstanding immediately prior to the Merger was converted into the right to receive (i) .76092 of a share of Common Stock of the Issuer and (ii) $5.26 in cash, plus cash in lieu of any fractional share interest. ITEM 4. PURPOSE OF TRANSACTION The Reporting Persons believe that the shares of Common Stock are an attractive investment and acquired the shares of Common Stock for investment purposes and not for the purpose of influencing the management of the Issuer or exercising control. The Reporting Persons do not intend to obtain control of the Issuer. The Reporting Persons have been informed that in order to acquire 10% or more of the Issuer's shares of Common Stock certain governmental approvals may be required. The Reporting Persons do not currently intend to acquire or offer to acquire 10% or more of the Issuer's shares of Common Stock which would require them to apply for such approvals. However, any determination to acquire additional shares of Common Stock will depend upon a number of factors, including market prices, the Issuer's prospects and alternative investments. Similarly, the Reporting Persons may determine to sell all or a portion of their shares of Common Stock at any time. The Reporting Persons currently have no plans or proposals which relate to or would result in (a) the acquisition by any person of additional securities of the Issuer or the disposition of securities of the Issuer; (b) an extraordinary corporate transaction, such as a merger, reorganization or liquidation, involving the Issuer or any of its subsidiaries; (c) a sale or transfer of a material amount of assets of the Issuer or any of its subsidiaries; (d) any change in the present Board of Directors or management of the issuer, including any plans or proposals to change the number or term of directors or to fill any existing vacancies on the Board; (e) any material change in the present capitalization or dividend policy of the Issuer; (f) any other material change in the Issuer's business or corporate structure; (g) changes in the Issuer's charter, bylaws or instruments corresponding thereto or other actions which may impede the CUSIP No. 843395 10 4 13D Page 10 of 12 Pages acquisition of control of the Issuer by any person; (h) causing a class of securities of the Issuer to be delisted from a national securities exchange or to cease to be authorized to be quoted in an inter-dealer quotation system of a registered national securities association; (i) a class of equity securities of the Issuer becoming eligible for termination of registration pursuant to Section 12(g)(4) of the Securities Exchange Act of 1934, as amended; or (j) any action similar to any of those enumerated above. ITEM 5. INTEREST IN SECURITIES OF THE ISSUER. (a-b) Carl R. Varblow has sole voting and dispositive power over 343,631 shares of Common Stock that are individually owned and has shared voting and dispositive power over 7,609 shares of Common Stock shares owned by his wife. Roland C. Varblow has sole voting and dispositive power over 80,657 shares of Common Stock that are individually owned and has shared voting and dispositive power over no shares of Common Stock. Conrad R. Varblow has sole voting and dispositive power over 78,374 shares of Common Stock that are individually owned and has shared voting and dispositive power over no shares of Common Stock. Heidi H. Varblow has sole voting and dispositive power over 7,609 shares of Common Stock that are individually owned and has shared voting and dispositive power over 343,631 shares of Common Stock owned by her husband. Cary G. Varblow has sole voting and dispositive power over 7,609 shares of Common Stock that are individually owned and has shared voting and dispositive power over no shares of Common Stock. Roger L. Varblow has sole voting and dispositive power over 3,804 shares of Common Stock that are individually owned and has shared voting and dispositive power over no shares of Common Stock. The Reporting Persons as a group beneficially own 521,684 shares, or 8.4%, of outstanding Common Stock of the Issuer. Each of the Reporting Persons disclaim beneficial ownership of the shares owned by the other Reporting Persons. There are no formal agreements or arrangements between the Reporting Persons pursuant to which any of them may be deemed to currently have voting or dispositive power with respect to the shares individually owned by the other. (c) All of the shares of Common Stock were acquired by the Reporting Persons on December 1, 2006 in exchange for shares of common stock of 1st Service Bank pursuant to the Merger and the terms of the Merger Agreement. (d) Not applicable. CUSIP No. 843395 10 4 13D Page 11 of 12 Pages (e) Not applicable. ITEM 6. CONTRACTS, ARRANGEMENTS, UNDERSTANDINGS OR RELATIONSHIPS WITH RESPECT TO SECURITIES OF THE ISSUER. There are no contracts, arrangements, understandings or relationships among the Reporting Persons, and between the Reporting Persons and any other person, with respect to any securities of the Issuer, including but not limited to transfer of voting of any of the shares, finder's fees, joint ventures, loan or option arrangements, puts or calls, guarantees of profits, division of profits or loss, or the giving or withholding of proxies. ITEM 7. MATERIAL TO BE FILED AS EXHIBITS. Exhibit No. Exhibit - ----------- -------------------------------------------------- 1 Joint Filing Agreement among the Reporting Persons, dated December 8, 2006 CUSIP No. 843395 10 4 13D Page 12 of 12 Pages SIGNATURES After reasonable inquiry and to the best of our knowledge and belief, we certify that the information set forth in this statement is true, complete and correct. Date: December 8, 2006 /s/ Carl R. Varblow ------------------------- Carl R. Varblow Date: December 8, 2006 /s/ Roland C. Varblow ------------------------- Roland C. Varblow Date: December 8, 2006 /s/ Conrad R. Varblow ------------------------- Conrad R. Varblow Date: December 8, 2006 /s/ Heidi H. Varblow ------------------------- Heidi H. Varblow Date: December 8, 2006 /s/ Cary G. Varblow ------------------------- Cary G. Varblow Date: December 8, 2006 /s/ Roger L. Varblow ------------------------- Roger L. Varblow EX-1 2 ex1.txt JOINT FILING AGREEMENT Exhibit No. 1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree to the joint filing on behalf of each of them of a statement on Schedule 13D (including amendments thereto) with respect to shares of common stock of Southern National Bancorp of Virginia, Inc. and that this Agreement be included as an Exhibit to such joint filing. This Agreement may be executed in any number of counterparts all of which taken together shall constitute one and the same instrument. IN WITNESS WHEREOF, the undersigned hereby execute this Agreement this 8th day of December 2006. /s/ Carl R. Varblow -------------------------- Carl R. Varblow /s/ Roland C. Varblow -------------------------- Roland C. Varblow /s/ Conrad R. Varblow -------------------------- Conrad R. Varblow /s/ Heidi H. Varblow -------------------------- Heidi H. Varblow /s/ Cary G. Varblow -------------------------- Cary G. Varblow /s/ Roger L. Varblow -------------------------- Roger L. Varblow -----END PRIVACY-ENHANCED MESSAGE-----